Chances are you’ve arrived at The Chapter Group’s webpage wondering, “How can I secure more corporate capital to expand and improve my business?” As you already know, the statistics for small business success are rather grim – with over 50% failing in the first five years. The reasons for such failure are complex, but business analysts note “limited access to credit and liquid cash” as being a primary reason in 75% of all cases. The good news is that you have come to the right place to avoid the fate that so many underfunded businesses suffer.

How to Secure More Corporate Capital For Your Business

One way we have helped clients is by improving their business credit rating. Frankly, we’re often shocked when we pull credit reports from Experian. Sometimes we find serious errors that are blocking a company’s access to corporate capital. There may be outdated information, multiple entries for the same file, fraudulent activity, completely false information from another corporation’s account or missing positive information. Once these problems are cleared up, the corporation company will look much more favorable to potential lenders.

Corporate Capital Using the Small Business Association

Another option is to apply for a Small Business Association loan. The Chapter Group has a lot of experience helping clients fill out the necessary paperwork, restructure and meet the requirements to secure corporate capital this way. The Small Business Association offers a variety of loans, including: Disaster Recovery loans, Special Purpose loans and Micro-loans. It helps to have a corporation services company who understands the differences between these loans and which one would best suit your business objectives. In addition to SBA loans, there are often grant opportunities for struggling businesses to obtain funds they won’t have to pay back. Each state has its own vault of small business loans to keep their state full of prosperous business and development. The federal government sometimes awards grants to promising young corporations or offers programs for existing businesses too.

Corporate Capital Through Networks

Thirdly, we can help you obtain corporate capital through our network of contacts, which include commercial banks, venture capital firms, nonprofit lenders and credit card companies. We have extensive knowledge in dealing with these institutions to free up capital, whether you want to expand your business, acquire more resources, hire additional employees, invest in more advertising or pay down your debts. Each year, a number of California corporations come to us for guidance on where they can turn for time-sensitive cash. There is always someone with a dollar for a good idea – if you know where to look.

The surest way to success is not tapping your own personal bank account, taking out reverse mortgages or homeowner’s loans or exhausting your safety cushion. If you want to get ahead in the business world, you’ve got to be resourceful at securing other sources for corporate capital. Sometimes you may find you could save large amounts of money and mitigate your personal risk by switching your business model to an LLC or an S-corp. The Charter Group can assist you with that too. No matter where life takes you, having extra cash on hand is a vital part of your business dealings. Contact us for an assessment of your business today to ensure you’re maximizing your access to corporate capital.